{"id":114557,"date":"2025-12-15T00:00:00","date_gmt":"2025-12-14T23:00:00","guid":{"rendered":"https:\/\/www.secvergnaud.com\/index.php\/les-infos-du-jour\/indice-du-taux-moyen-des-credits-immobiliers-annee-2025\/"},"modified":"2025-12-15T00:00:00","modified_gmt":"2025-12-14T23:00:00","slug":"indice-du-taux-moyen-des-credits-immobiliers-annee-2025","status":"publish","type":"weblex-importer-post","link":"https:\/\/www.secvergnaud.com\/index.php\/les-infos-du-jour\/indice-du-taux-moyen-des-credits-immobiliers-annee-2025\/","title":{"rendered":"Indice du taux moyen des cr\u00e9dits immobiliers &#8211; Ann\u00e9e 2025"},"content":{"rendered":"<div>\n<table class=\"MsoTableGrid\" width=\"566\">\n<tbody>\n<tr>\n<td>\n<p align=\"center\">P\u00e9riode<\/p>\n<\/td>\n<td>\n<p align=\"center\">Taux moyen g\u00e9n\u00e9ral<\/p>\n<\/td>\n<td>\n<p align=\"center\">Taux moyen sur 15 ans<\/p>\n<\/td>\n<td>\n<p align=\"center\">Taux moyen sur 20 ans<\/p>\n<\/td>\n<td>\n<p align=\"center\">Taux moyen sur 25 ans<\/p>\n<\/td>\n<td>\n<p align=\"center\">Dur\u00e9e moyenne (en mois)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Janvier 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,24 %<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,17&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,22&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,26 %<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">244<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>F\u00e9vrier 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,19&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,07&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,06&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,16&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">253<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Mars 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,09&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,00&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,01 %<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,10&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">249<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Avril 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,07&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,02&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,04&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,13&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">249<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Mai 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,11&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,05&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,09&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,17&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">248<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Juin 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,07&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,01&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,07&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,12&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">249<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Juillet 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,07&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">2,99&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,05&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,11&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">252<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Ao\u00fbt 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,08&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,01&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,07&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,16&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">250<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Septembre 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,12&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,04&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,12&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,20&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">250<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Octobre 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,14&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,04&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,17&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p>&nbsp; &nbsp; 3,22&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">250<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>Novembre 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,12&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,05&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,17&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">3,22&nbsp;%<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">250<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">\n<p>D\u00e9cembre 2025<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">&nbsp;<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">&nbsp;<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">&nbsp;<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">&nbsp;<\/p>\n<\/td>\n<td valign=\"top\">\n<p align=\"center\">&nbsp;<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Source :<\/strong><strong>\u00a0<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.lobservatoirecreditlogement.fr\/\" target=\"_blank\" rel=\"noopener\">L\u2019observatoire Cr\u00e9dit Logement \/ CSA<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>P\u00e9riode Taux moyen g\u00e9n\u00e9ral Taux moyen sur 15 ans Taux moyen sur 20 ans Taux moyen sur 25 ans Dur\u00e9e moyenne (en mois) Janvier 2025 3,24 % 3,17&nbsp;% 3,22&nbsp;% 3,26 % 244 F\u00e9vrier 2025 3,19&nbsp;% 3,07&nbsp;% 3,06&nbsp;% 3,16&nbsp;% 253 Mars 2025 3,09&nbsp;% 3,00&nbsp;% 3,01 % 3,10&nbsp;% 249 Avril 2025 3,07&nbsp;% 3,02&nbsp;% 3,04&nbsp;% 3,13&nbsp;% 249 Mai [&hellip;]<\/p>\n","protected":false},"featured_media":114558,"template":"","weblex-importer-activity":[503,494,504,500],"weblex-importer-category":[683,39],"weblex-importer-tag":[283],"weblex-importer-keyword":[],"_links":{"self":[{"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/weblex-importer-post\/114557"}],"collection":[{"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/weblex-importer-post"}],"about":[{"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/types\/weblex-importer-post"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/media\/114558"}],"wp:attachment":[{"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/media?parent=114557"}],"wp:term":[{"taxonomy":"weblex-importer-activity","embeddable":true,"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/weblex-importer-activity?post=114557"},{"taxonomy":"weblex-importer-category","embeddable":true,"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/weblex-importer-category?post=114557"},{"taxonomy":"weblex-importer-tag","embeddable":true,"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/weblex-importer-tag?post=114557"},{"taxonomy":"weblex-importer-keyword","embeddable":true,"href":"https:\/\/www.secvergnaud.com\/index.php\/wp-json\/wp\/v2\/weblex-importer-keyword?post=114557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}